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Consent Maintenance

Consent maintenance will allow customers to view, update, terminate and transfer their consent via their respective banks. Merchants will also be able to view and terminate consent as well either via their Acquirer or directly to RPP

Step	Sender	Receiver	Process
1	Customer / Merchant	Issuer / Acquirer	Customer/Merchant initiates Consent Enquiry
2	Issuer / Acquirer	RPP	Issuer/Acquirer performs the following Validate Customer information Any other validation If any validations fail Show Customer error message If all validations are successful Send Consent Enquiry request to RPP Start timer Note: Transaction Type: 751 or 752
3	RPP	Issuer / Acquirer	RPP performs the following: Message Logging Message Validation Message Format Validation Digital Signature Verification Business Validation Mandatory and conditional fields validation Timeout Validation Debiting/Acquirer Validation If any Message Validation fails, RPP will Send a REJECT response to Issuer /Acquirer If any Business Validation fails, RPP will Send a NEGATIVE response to Issuer /Acquirer If all validations are successful, RPP will Lookup all registered Consents based on Secondary ID OR Lookup Consent based on Consent ID Send SUCCESSFUL Consent Enquiry Result Note: For 751, If the Issuer /Acquirer sending the request is different than the Debiting/Acquirer registered with the Consent, Customer Account Information will be masked. For 752, Customer Account Information will be masked Transaction Type: 751 or 752
4	Issuer / Acquirer	Customer	Issuer /Acquirer performs the following Stop timer Message Validation Message Format Validation Digital Signature Verification Show Consent Enquiry Result to Customer

Step	Sender	Receiver	Process
1	Customer	Issuer	Customer initiates Update Consent
2	Issuer	RPP	Issuer performs the following Validate Customer information Any other validation If any validations fail Show Customer error message If all validations are successful Send Update Consent request to RPP Start timer Note: Transaction Type: 761
3	RPP	Issuer	RPP performs the following: Message Logging Message Validation Message Format Validation Digital Signature Verification Business Validation Mandatory and conditional fields validation Issuer Validation Timeout Validation Max Amount Validation Consent Validation Issuer Update Validation If any Message Validation fails, RPP will Send a REJECT response to Issuer If any Business Validation fails, RPP will Send a NEGATIVE response to Issuer If all validations are successful, RPP will Update details of Consent Send SUCCESSFUL Update Consent Response Note: Only Issuer registered with the consent can update the Consent details Transaction Type: 761
4	Issuer	Customer	Issuer performs the following Stop timer Message Validation Message Format Validation Digital Signature Verification Show Update Consent Result to Customer
5	RPP	Merchant	RPP Sends Successful Update Consent Notification to Merchant

Step	Sender	Receiver	Process
1	Customer	Issuer	Customer initiates Terminate Consent
2	Issuer	RPP	Issuer performs the following Validate Customer information Any other validation If any validations fail Show Customer error message If all validations are successful Send Terminate Consent request to RPP Start timer Note: Transaction Type: 763
3 & 4	RPP	Issuer & Merchant/ Biller	RPP performs the following: Message Logging Message Validation Message Format Validation Digital Signature Verification Business Validation Mandatory and conditional fields validation Issuer Validation Timeout Validation Consent ID Validation Merchant ID Validation Customer Termination Validation If any Message Validation fails, RPP will Send a REJECT response to Issuer If any Business Validation fails, RPP will Send a NEGATIVE response to Issuer If all validations are successful, RPP will Update Consent Status Send SUCCESSFUL Terminate Consent Response to Issuer Send SUCCESSFUL Terminate Consent Notification to Acquirer Note: Only Issuer registered with the consent can terminate the Consent Timeout is set at 20 seconds Transaction Type: 763
5	Issuer	Customer	Issuer performs the following Stop timer Message Validation Message Format Validation Digital Signature Verification Show Terminate Consent Result to Customer

Step	Sender	Receiver	Process
1	Customer	Issuer	Customer initiates Terminate Consent
2	Issuer	RPP	Debiting performs the following Validate Customer information Any other validation If any validations fail Show Customer error message If all validations are successful Send Terminate Consent request to RPP Start timer Note: Transaction Type: 763
3 & 4	RPP	Issuer & Merchant	RPP performs the following: Message Logging Message Validation Message Format Validation Digital Signature Verification Business Validation Mandatory and conditional fields validation Debiting/Acquirer Validation Timeout Validation Consent ID Validation Merchant ID Validation Customer Termination Validation If any Message Validation fails, RPP will Send a REJECT response to Issuer If any Business Validation fails, RPP will Send a NEGATIVE response to Issuer If all validations are successful, RPP will Update Consent Status Send SUCCESSFUL Terminate Consent Response to Issuer Send SUCCESSFUL Terminate Consent Notification to Merchant Note: Only Issuer registered with the consent can terminate the Consent Timeout is set at 20 seconds Transaction Type: 763
5	Issuer	Customer	Issuer performs the following Stop timer Message Validation Message Format Validation Digital Signature Verification Show Terminate Consent Result to Customer
6	Acquirer	Merchant	Acquirer performs the following Message Validation Message Format Validation Digital Signature Verification Notify Merchant

Step	Sender	Receiver	Process
1	Merchant	Acquirer	Merchant initiates Update Consent
2	Acquirer	RPP	Acquirer performs the following Validate Merchant information Any other validation If any validations fail Show Merchant error message If all validations are successful Send Terminate Consent request to RPP Start timer Note: Transaction Type: 764
3 & 4	RPP	Acquirer & Issuer	RPP performs the following: Message Logging Message Validation Message Format Validation Digital Signature Verification Business Validation Mandatory and conditional fields validation Acquirer Validation Timeout Validation Consent ID Validation Merchant ID Validation If any Message Validation fails, RPP will Send a REJECT response to Acquirer If any Business Validation fails, RPP will Send a NEGATIVE response to Acquirer If all validations are successful, RPP will Update Consent Status Send SUCCESSFUL Terminate Consent Response to Acquirer Send SUCCESSFUL Terminate Consent Notification to Issuer Note: Only Acquirer registered with the consent can terminate the Consent Timeout is set at 20 seconds Transaction Type: 764
5	Acquirer	Merchant	Acquirer performs the following Stop timer Message Validation Message Format Validation Digital Signature Verification Show Terminate Consent Result to Merchant
6	Issuer	Customer	Issuer performs the following Message Validation Message Format Validation Digital Signature Verification Notify Customer

Step	Sender	Receiver	Process
1	Customer	New Issuer	Customer initiates Consent Transfer
2	New Issuer	RPP	Debiting performs the following Validate Customer information Any other validation If any validations fail Show Customer error message If all validations are successful Send Consent Transfer request to RPP Start timer Note: Transaction Type: 762
3 & 4	RPP	New Issuer & Original Issuer	RPP performs the following: Message Logging Message Validation Message Format Validation Digital Signature Verification Business Validation Mandatory and conditional fields validation Issuer Validation Timeout Validation Consent Validation If any Message Validation fails, RPP will Send a REJECT response to New Issuer If any Business Validation fails, RPP will Send a NEGATIVE response to New Issuer If all validations are successful, RPP will Update Consent Status Send SUCCESSFUL Consent Transfer Response to New Issuer Send SUCCESSFUL Consent Transfer Notification to Original Issuer Note: Timeout is set at 20 seconds Transaction Type: 762
5	New Issuer	Customer	New Issuer performs the following Stop timer Message Validation Message Format Validation Digital Signature Verification Show Consent Transfer Result to Customer

Successful Consent Enquiry
Successful Update Consent
Successful Terminate Consent – Customer Initiated (Directly notify Merchant)
Successful Terminate Consent - Customer Initiated
Successful Terminate Consent – Merchant Initiated via Acquirer
Successful Consent Transfer